Funding Assistance

What is your situation?

• You have no experience accessing debt or equity capital
  
  
  Our advisors have experience in a multitude of debt and equity transactions. We are confident that regardless of your transaction we have the resources to get your deal done efficiently and in a cost effective manner.
  
  
• You need to renegotiate your line of credit or term loan
  
  
  One of the biggest pitfalls to renegotiation is coming to the negotiating table unprepared. Our advisors will prepare your funding package to accurately and concisely present your financial position to lenders. We have relationships with a range of funding institutions which will provide you with the best of options. We will find you a solution that fits your situation.
  
  
• Your business has undergone significant changes, restructuring, reorganization, demerger of operations, an acquisition, or changes in accounting policies and you need to understand how that should be presented to investors or lenders
  
  
  Providing investors or creditors with an understanding of your financial position is very important to their comfort in this process. There are situations when that becomes complicated. NOW Advisors offers what is called a "Quality of Earnings". We develop a standard run-rate for your business which would exclude infrequent and anomalous events. This effectively provides a normalized run-rate for your business that provides visibility in past and future expectations for investors and creditors.
  
  
• You need to access new capital to grow your business
  
  
  Accessing capital is both time consuming and costly. Our advisors will provide a concise understanding of your options. Is debt funding the right option for you? What does it really mean to take on an equity partner? How will this affect your tax situation or the on-going management of the company?... Or just simply advising you on how much you need in funding.
  
  
• Your current lending institution is pushing for more information than you are used to providing
  
  
  One of the biggest problems we see between clients and their creditors is the back and forth on requests that becomes overwhelmingly time consuming. Our advisors know exactly what your lending institution needs for covenant compliance or to close the deal. Whether that be a detailed listing of customer receivable aging, or a detailed historical margin analysis, we can provide a solution.
  
  
• You need additional knowledge and resources because management time will be fully stretched during the process
  
  
  You and your staff can quickly become stressed due to encompassing tasks of acquiring funding. We provide your business with the resources needed to keep you on track and to get you the funding you require.